Quantify your monthly wealth leaks — subscriptions, food delivery, idle cash, CC fees. See what they cost compounded over 10 years.
Wealth leaks are the small, regular expenses that nobody budgets for but everyone pays: unused streaming subscriptions, food delivery markups, idle cash in savings accounts earning near-zero interest, CC late fees and unplanned purchases.
In order of impact: (1) Idle cash in savings accounts (opportunity cost 4–6%/yr), (2) Food delivery markups (Zomato/Swiggy adds 30–50% over home cooking cost), (3) Unused subscriptions, (4) Credit card interest from revolving balances, (5) Impulse purchases without 48-hour waiting rule.
For a typical urban professional, total wealth leaks average ₹5,000–₹15,000/month or ₹60,000–₹1.8L/year. Invested at 12% CAGR, fixing ₹10,000/month in leaks compounds to ₹23.2L over 10 years.