75+ calculators. AI-powered decision tools. Comparison engines. Tax optimizers. Everything a modern Indian needs to master their money — completely free.
The 7 most-searched financial calculators in India — covering investments, taxes, loans and salary. Collectively 3M+ monthly searches.
Not just calculators. Ask real questions — get real answers with ₹ amounts, ranked options and a clear verdict.
Best banks ranked, interest rate estimate, approval probability — personalized to your income and CIBIL.
AI analyses your emergency fund, risk appetite and goals to recommend exact allocation with SIP amount.
Real hike after tax + PF impact + ESOP valuation + break-even month — the complete financial picture.
Find the right financial products for your situation.
Free structured courses from basics to advanced. No jargon. Real examples.
Input your income, expenses, investments and loans — AI generates a comprehensive financial health report with risk analysis, investment suggestions and a personalized roadmap.
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FinanceAcademy provides 200+ free financial calculators, comparison tools, and decision frameworks built specifically for Indian households. From calculating monthly SIP returns and EMI affordability to comparing old vs new tax regimes and planning retirement — every tool is updated for FY 2025-26, requires no login, and works instantly on any device.
Plan every investment goal with precision. Our SIP Calculator shows how ₹10,000/month builds ₹1 crore in 20 years at 12% return. The Step-Up SIP Calculator models annual increases matching your salary growth. For lump sum investors, the Lumpsum Calculator and CAGR Calculator measure real returns on any investment.
The Income Tax Calculator covers FY 2025-26 under both regimes with all deductions. The Old vs New Tax Regime Comparison shows the exact saving in minutes — critical at ₹8L+ salary. The In-Hand Salary Calculator and HRA Calculator help salaried professionals maximise take-home pay legally.
The EMI Calculator gives monthly payment, amortisation schedule and total interest for any loan. The Home Loan Prepayment Calculator shows how much prepaying saves — typically ₹10–20 lakhs on a ₹50L loan. Use the Loan Eligibility Checker and Mortgage Affordability before approaching any bank.
The FIRE Calculator finds your Financial Independence number — how much corpus you need to never work again. The Retirement Planner builds month-by-month projections. For government employees, the NPS Calculator shows pension corpus with employer matching and tax benefit under 80CCD.
For conservative investors, the FD Calculator computes maturity with any compounding frequency. The PPF Calculator models the 7.1% guaranteed return over 15 years. Not sure which is better? The ELSS vs FD Comparison and PPF vs FD Comparison give side-by-side analysis across time horizons.
The In-Hand Salary Calculator breaks down exactly what ₹8LPA or ₹15LPA CTC means in monthly take-home after PF, TDS and professional tax. The Bonus Tax Calculator is the most-searched tool in April and October. Use Job Switch Analyser to see real hike after tax before accepting an offer.