Mutual Fund Comparison India 2026

🎯 How to read this table:

📊 Returns shown: Direct plan CAGR

💰 Min SIP: Monthly investment minimum

📉 Expense ratio: Lower = better

⚡ Risk dots: 1=Low, 5=Very High

📊 Best Large Cap Funds

Stable blue chips — lower risk, steady 14-18% long-term CAGR

🏆 Top Pick

Mirae Asset Large Cap Fund

Mirae Asset

Large Cap

1 Year

24.5%

3 Year

16.8%

5 Year

18.2%

10 Year

14.1%

NAV ₹102.4

AUM ₹38,540 Cr

Expense 0.54%

Min SIP ₹1,000

Risk

Start SIP →

HDFC Top 100 Fund

HDFC AMC

Large Cap

1 Year

22.1%

3 Year

15.4%

5 Year

17.6%

10 Year

13.8%

NAV ₹1,024

AUM ₹30,200 Cr

Expense 1.64%

Min SIP ₹100

Risk

Start SIP →

🔄 Best Flexi Cap Funds

Fund manager chooses cap — best risk-adjusted returns

🏆 Top Pick

Parag Parikh Flexi Cap Fund

PPFAS

Flexi Cap

1 Year

28.4%

3 Year

19.2%

5 Year

22.1%

10 Year

16.8%

NAV ₹82.3

AUM ₹72,000 Cr

Expense 0.62%

Min SIP ₹1,000

Risk

Start SIP →

HDFC Flexi Cap Fund

HDFC AMC

Flexi Cap

1 Year

27.1%

3 Year

18.8%

5 Year

21.4%

10 Year

15.9%

NAV ₹1,650

AUM ₹58,000 Cr

Expense 0.78%

Min SIP ₹100

Risk

Start SIP →

📈 Best Mid Cap Funds

Higher growth potential — good for 5+ year horizon

🏆 Top Pick

Nippon India Mid Cap Fund

Nippon India

Mid Cap

1 Year

36.2%

3 Year

24.1%

5 Year

28.8%

10 Year

18.4%

NAV ₹168

AUM ₹31,000 Cr

Expense 0.68%

Min SIP ₹100

Risk

Start SIP →

Kotak Emerging Equity Fund

Kotak AMC

Mid Cap

1 Year

34.8%

3 Year

22.9%

5 Year

27.1%

10 Year

17.6%

NAV ₹128

AUM ₹42,000 Cr

Expense 0.38%

Min SIP ₹100

Risk

Start SIP →

🚀 Best Small Cap Funds

High risk, high reward — only for long-term 7+ years

🏆 Top Pick

Quant Small Cap Fund

Quant AMC

Small Cap

1 Year

42.1%

3 Year

35.8%

5 Year

38.2%

10 Year

21.4%

NAV ₹213

AUM ₹18,200 Cr

Expense 0.62%

Min SIP ₹1,000

Risk

Start SIP →

SBI Small Cap Fund

SBI AMC

Small Cap

1 Year

38.4%

3 Year

28.6%

5 Year

32.4%

10 Year

19.8%

NAV ₹178

AUM ₹28,000 Cr

Expense 0.67%

Min SIP ₹500

Risk

Start SIP →

🧾 Best ELSS Tax Saving Funds

80C deduction + equity returns — 3-year lock-in

🏆 Top Pick

Quant ELSS Tax Saver Fund

Quant AMC

ELSS Tax Saving

1 Year

38.6%

3 Year

32.4%

5 Year

35.1%

10 Year

22.8%

NAV ₹432

AUM ₹9,200 Cr

Expense 0.57%

Min SIP ₹500

Risk

Start SIP →

Mirae Asset ELSS Tax Saver

Mirae Asset

ELSS Tax Saving

1 Year

26.8%

3 Year

18.4%

5 Year

22.1%

10 Year

17.2%

NAV ₹42

AUM ₹21,000 Cr

Expense 0.66%

Min SIP ₹500

Risk

Start SIP →

📋 Best Index Funds

Lowest cost, market returns — best for passive investors

🏆 Top Pick

UTI Nifty 50 Index Fund

UTI AMC

Index Fund

1 Year

22.8%

3 Year

14.8%

5 Year

17.4%

10 Year

12.6%

NAV ₹175

AUM ₹20,000 Cr

Expense 0.20%

Min SIP ₹500

Risk

Start SIP →

Navi Nifty 50 Index Fund

Navi AMC

Index Fund

1 Year

22.6%

3 Year

14.6%

5 Year

17.2%

10 Year

N/A

NAV ₹24

AUM ₹1,200 Cr

Expense 0.06%

Min SIP ₹10

Risk

Start SIP →

How to Choose Mutual Funds

Direct vs Regular Plan
Always choose Direct Plan — regular plans pay 0.5–1.5% commission to distributors. On ₹10L over 20 years, this difference compounds to ₹30–40L.

Expense Ratio Matters
UTI Nifty 50 charges 0.20%, Navi charges 0.06%. Over 20 years, lower expense ratio = significantly higher corpus. For index funds, always pick lowest expense.

Don't Chase 1-Year Returns
The best 1-year fund is often the worst 5-year fund. Always evaluate on 5-year and 10-year CAGR. Consistency beats peak performance.

Portfolio allocation guide
Aggressive (age <35): 60% mid/small cap + 40% large cap. Balanced (35-50): 40% large + 40% flexi + 20% debt. Conservative (50+): 60% large/index + 40% debt.

Best Mutual Funds
India 2025

How to Choose Mutual Funds

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Best Mutual FundsIndia 2025

How to Choose Mutual Funds

📬 Get Free FY 2025-26 Finance Updates

Best Mutual Funds
India 2025