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✓ Updated March 2026 · FY 2025-26

Intrinsic Value
/ PE Analyser

Estimate the true intrinsic value of any stock using Graham Number, DCF and sector P/E methods. Identify undervalued opportunities.

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⚠️ Disclaimer: This tool provides educational estimates using valuation models. It is not investment advice. Always do your own research and consult a SEBI-registered advisor before investing.
📋 Stock Fundamentals
Growth15%
0% (No growth)20%40%
Discount12%
8% (Low risk)12% Equity avg20%
Sector PE25×
5× PSU25× IT80× Startup
Estimated Intrinsic Value
₹750
Graham Number estimate
📊 Valuation Summary

Intrinsic Value & PE Analysis — Key Concepts

Intrinsic value is the "true" worth of a stock based on its fundamentals, independent of market sentiment. Value investors like Warren Buffett buy stocks when market price is significantly below intrinsic value — creating a "margin of safety." This calculator uses three common methods: Graham Number, simplified DCF, and sector P/E comparison.

📐 Formulas Used
Graham Number = √(22.5 × EPS × BVPS)
DCF (simplified) = Projected EPS in 5yr × Sector PE / (1 + discount)^5
PE-Based = Current EPS × Sector PE benchmark
Intrinsic Value = Average of all three methods

❓ FAQs

What is a good margin of safety? +

Benjamin Graham recommended buying only when market price is at least 33% below intrinsic value — this is your "margin of safety." For highly predictable businesses, 20% may be sufficient. For cyclical or uncertain businesses, 40–50% margin is prudent.

Which P/E to use for different Indian sectors? +

Typical sector PEs in India: PSU Banks 8–12×, Private Banks 15–25×, IT large-cap 25–30×, FMCG 40–60×, Pharma 20–35×, Auto 15–25×, Infrastructure 15–20×. Growth companies often trade at premium PEs — always compare to historical PE range, not just current sector average.

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