Working Capital
Calculator

Analyse your business liquidity — working capital, current ratio, quick ratio, and cash conversion cycle. Identify cash gaps and understand how efficiently your business manages cash.

📋 Balance Sheet Inputs

Current Assets

Cash & Bank Balance (₹)

Accounts Receivable / Debtors (₹)

Inventory / Stock (₹)

Short-term Investments (₹)

Other Current Assets (₹)

Current Liabilities

Accounts Payable / Creditors (₹)

Short-term Loans / OD (₹)

Accrued Expenses / Other (₹)

Cash Cycle (Days)

Avg Debtor Collection Days (DRO)

Avg Inventory Holding Days (DIO)

Avg Creditor Payment Days (DPO)

Annual Revenue (₹) — for ratios

Net Working Capital

—

Current Ratio

—

Benchmark: 1.5–2.0 for most businesses

Quick Ratio (Acid Test)

—

Benchmark: 1.0+ (Excludes inventory)

Cash Conversion Cycle (CCC)

— days

—

Formula: DIO + DSO − DPO. Lower is better.

🧾 Working Capital Breakdown

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Working Capital
Calculator