Calculate exact stamp duty and registration charges for property purchase in any Indian state. Includes female buyer discounts and urban/rural differences.
| State | Stamp Duty | Registration | Women Benefit |
|---|---|---|---|
| Maharashtra | 5% + 1% LBT | 1% | Same rate |
| Karnataka | 3–5.6% | 1% | Same rate |
| Delhi | 6% (M) / 4% (F) | 1% | 2% less |
| Tamil Nadu | 7% | 1% (max ₹4000) | Same rate |
| Telangana | 5% | 0.5% | Same rate |
| Gujarat | 4.9% (M) / 3.9% (F) | 1% | 1% less |
| Rajasthan | 5% (M) / 4% (F) | 1% | 1% less |
| Uttar Pradesh | 7% (M) / 6% (F) | 1% | 1% less |
| West Bengal | 5–6% | 1% | Same rate |
| Punjab | 7% (M) / 5% (F) | 1% | 2% less |
| Haryana | 7% (M) / 5% (F) | 1% | 2% less |
| Madhya Pradesh | 7.5% | 3% | 1% less |
| Kerala | 8% | 2% | Same rate |
| Andhra Pradesh | 5% | 1% | Same rate |
| Bihar | 5.7% (M) / 3% (F) | 2% | 2.7% less |
| Odisha | 6% (M) / 5% (F) | 2% | 1% less |
| Jharkhand | 3% | 3% | Same rate |
| Chhattisgarh | 5% | 4% | 1% less |
| Goa | 3.5–5% | 1% | Same rate |
| Assam | 8.25% | 1% | Same rate |
| Uttarakhand | 5% (M) / 3.75% (F) | 2% | 1.25% less |
| Himachal Pradesh | 5% (M) / 3% (F) | 2% | 2% less |
Stamp duty and registration charges are often overlooked when budgeting for a property purchase in India. They typically add 5–10% to your total cost on top of the sale price — a significant amount on a ₹50–80L property. This calculator gives you exact, state-specific figures so you can plan your finances accurately.
Yes! Under Section 80C of the Income Tax Act, stamp duty and registration charges paid on purchase of residential property are eligible for deduction — up to the ₹1.5L limit (shared with other 80C investments like PPF, ELSS, LIC). This is only available in the old tax regime and only for the year of registration.
Yes, most states now offer e-stamping. Maharashtra uses GRAS (Government Receipt Accounting System). Karnataka, Delhi, and Tamil Nadu have similar portals. You buy franking from banks or use the state's online portal, then present the e-stamp certificate at the Sub-Registrar's office on the registration date.
Sale deed (executed on stamp paper), identity proof (Aadhaar, PAN), address proof, passport-size photographs, NOC from society or builder (for flats), property tax receipts, encumbrance certificate, and power of attorney if any. Buyer and seller must both be present at Sub-Registrar office with two witnesses.
Sale deed attracts full stamp duty (4–8% depending on state). Gift deed between blood relatives (parents, children, siblings, spouse) attracts nominal stamp duty — often ₹500–₹5,000 flat or 1–2% in most states. Gift to non-relatives is treated like a sale for stamp duty purposes. Gift deed must still be registered.
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