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🎯 Goal Prioritisation🏦 EMI Calculator📈 SIP Calculator
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✓ Updated March 2026 · FY 2025-26

Major Purchase
Planner

Planning a big purchase — car, laptop, holiday, home renovation? See how much to save via SIP, compare against EMI financing, and understand the real total cost of each path.

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🛍️ What Are You Buying?
🚗 Car
💻 Laptop
✈️ Holiday
🏠 Renovation
🏍️ Bike
📱 Phone
💍 Wedding
⭐ Custom
yrs
🏦 EMI Option (if financing)
mo
Monthly SIP to Save & Buy
Total Price
Target amount
Gap to Fill
After existing savings FV
Save & Buy — Total
Price (no interest)
EMI Route — Total
Down pay + all EMIs
⚖️ Save & Buy vs EMI — Which Is Smarter?
💡 Purchase Cost Breakdown
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